Monday, April 2, 2012

Menu Plan Monday

We had a good weekend. It was a reasonably uneventful weekend - which I think is a good thing. It started early, which is an even better thing.

Friday afternoon was my son's talent show at school. I took a half day vacation and we went to the talent show. Afterwards, we went to the movies (late matinee) to see The Lorax. We did the standard version, not the 3D version. It was a cute show. Since we ate so much popcorn, dinner was a grab what you want affair. There was some pizza, some cereal, and a waffle. I also made up two loaves of Light Rye Bread in the evening - a warm slice was part of my dinner.

Saturday we boiled the eggs for coloring, started some laundry and the kids went to an Easter event (not a hunt, a business to business trip around the downtown collecting eggs filled with candy and prizes). Saturday afternoon was full of errands. I got a lot of errands in, but otherwise, did little that I planned for a Saturday. Saturday evening was spent hanging out with friends - it was a nice relaxing evening. I had made the Asparagus Guacamole and it was just too yummy - I felt stuffed (which is a feeling I hate) by the time the evening was over.

Sunday we colored our eggs and I started to go through clothes drawers. I am doing a community kid's only garage sale in a few weeks and want to make sure that I take everything that I can. Normally, I would wait a few more weeks to go through so that I could be more thorough on the winter stuff, but in the interest of time, I figured I would at least pull out the stuff that is too small now and worry about the winter stuff later. We also started the process of 'refilling' the drawers and determining what we will need. Right now, things are looking well and little shopping will be required for summer clothes this year.

We also made up a batch of German Cream Puffs. My son had tried them at school during someone's book report on the country they chose. They turned out okay, but I think I might have to retry with a slight tweak to the puff recipe.

Sunday
cereal
sandwiches
BLT (yum!)

Monday
Pizza

Tuesday
Chicken Tacos

Wednesday
Baked Chicken and pasta

Thursday
TBD

Friday
Fish

Saturday
TBD


Breakfast is cereal or oatmeal each morning, although sometimes at school my daughter will have pancakes or french toast. This week is spring break week for my son, so lunches will be at home. Lunch for my husband and me is typically sandwiches, frozen meals or leftovers.

This post shared at Menu Plan Monday.

Sunday, April 1, 2012

Money Saving Mom's Budget

Several years ago, I stumbled upon a 'little' blog called Money Saving Mom. I was very intrigued by the content and the amazing deals that her and her readers were getting. I bookmarked her sight and found myself stopping by on occasion. After some time, I finally decided to try one of the CVS deals that was posted. It was for Colgate toothpaste at CVS. It was a rather simple deal, and I was nervous as all get out. I headed to the register and handed the clerk the first tube of toothpaste and a coupon. She handed me an ECB and I handed her the next tube of toothpaste. I did this three more times. In the end, I left the store with 5 tubes of toothpaste and a $1.99 ECB and it had only cost me $.99 because I had a coupon. I was so nervous walking out to my car. I kept thinking, there is no way that I could do that. Is someone going to come out and tell me there was a mistake. It was not long after completing that first deal that I started this blog.

Hard to believe, but that was about 4 years ago. I still continue to read Crystal's blog, as well as many other sites that I have discovered over the past few years. I really enjoy the online connections that I have. I really enjoy the fun of finding and sharing great deals. I enjoy what I have learned about new products and tips to make things easier. I wasn't a menu planner before I started to blog. Now that I do, I can't imagine life without menu planning.

When I learned that Crystal would be publishing a book, I knew that it would be a great collection of helpful tips and guidance. I recently had the opportunity to listen to the audio book.

The book reflects a lot of what is found and shared on her blog. For the most part, the ideas were not new to me, but listening to them, was a way to reinforce them and to give me a different perspective. There are a lot of things that she talks about that don't work for me and/or I'm not willing to implement. There are tips that I think would work great if you were in a point of financial difficulty and trying to improve things, but since what I am doing is working for me, are not things I would change. She provides a framework, worksheets and resources to help you implement a budget in your life.

One new thing that it made me consider is a Time Budget. We all think and know about Financial Budgets, but what about time? Time is a constrained resource. There are only so many hours in a day and each task that you undertake involves a certain commitment of time. How do you plan your day? Not planning alotted times can make you feel like you have accomplished nothing. Planning to dedicate a certain amount of each day (or a given day) to tasks like cleaning and laundry allows you to measure what you have accomplished, even though there is always more that can be done. By setting up a Time Budget you can feel accomplished and move on to the next task at hand. When my kids were little, I recognized that my time was limited and chose to dedicate the 1/2 hour after they were in bed to doing dishes and cleaning up in the kitchen. It allowed me to not feel bad about not getting everything done, as I was doing the 'time' that I had committed to. It gave me the chance to spend the evening enjoying my family and not worrying about cleaning up fully from dinner until after they were in bed. I didn't consider it a time budget at the time, but now I recognize that was what I was doing.

Overall, I think it is a good introduction to the concepts of planning and budgeting. I have never taken the Dave Ramsey course, but from what I have heard and read, it seems that she does reflect on many of the principles that he instills.

"Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels

With hundreds of inspiring “why didn’t I think of that?” TIPS, plus WORKSHEETS, Paine breaks down your goals into easy, manageable steps so you can:

• Achieve a complete financial makeover
• Set up a realistic budget
• Never pay retail
• Slash your grocery bill
• Organize your time & your home
• Use coupons wisely
• Pay with cash only
• Live simply
• Become debt free
• Choose contentment
• Make every dollar count

About Crystal Paine:

Crystal Paine is a wife and homeschooling mom to three young children who has been writing on topics related to frugality for the last five years—and living a frugal, simple, and debt-free life since she was born. Her blog, MoneySavingMom.com, is one of the top personal finance blogs on the web averaging over four million pageviews per month. Crystal has contributed to articles in Woman's Day magazine and All You magazine, as well as being mentioned on National Public Radio and CNN.com, in USA Weekend, and Real Simple magazine and numerous other local newspapers and radio and television stations."


Special Event and Giveaway!
Celebrate with Crystal by entering her iPad2 Giveaway (a GREAT tool to keep track of your budget!) and RSVPing to the Live Webcast Event on 4/5!


One savvy winner will receive:

  • A Brand new iPad2
  • The Money Saving Mom's Budget by Cyrstal Paine, audio edition
Enter today by clicking one of the icons below. But hurry, the giveaway ends 4/4/12. Winner will be announced at The Money Saving Mom's Live Webcast Event on 4/5. Crystal will be hosting an evening of chat, laughter and encouragement - bring your friends! She'll share tips and advice and her husband will be joining her to share how the prinicples Crystal outlines in her book have dramatically impacted their family life. She'll also be giving away some GREAT prizes: gift certificates, books, and much more!



So grab your copy of The Money Saving Mom®'s Budget and join Crystal and friends on the evening of April 5th for an evening of fun of learning, sharing and encouragement.



Want to see what other bloggers have had to say? You can check out the blog tour here.

You can head here to purchase a copy of the book.

No compensation was received for this post. A complimentary copy of the audio book was provided for me to listen to and share with my readers. All opinions expressed are my own or that of my family.

Reading Kingdom

When my daughter started preschool this year, she filled out a survey about her likes/dislikes and what she was looking forward to and what she wanted to learn. Normally parents would fill out this survey, but because her brother was filling one out for his class, she wanted to do hers too, so I had to write all of her answers on the dry erase board so she could fill it out. In response to the question, what do you hope to learn about this year, her answer was reading. Being that she is in preschool and many of her friends are still learning their letters, the teachers have been working with her some on reading, but they have to focus on the larger class needs. So, what they are doing is while her classmates spend time each day learning to first recognize and then learn their first and last name, their address and their phone numbers, she has been working her way through some site words and associated books that focus on those site words and picture cues for the other words.

She really does want to learn and I think that her brother (who claims not to like to read) is her strongest influence. Frankly, she wants to do everything that he does. He has a daily reading goal for school, so he spends 15 minutes reading most nights once he climbs into bed. So, of course, when she goes to bed, most nights she also asks if she can read in bed. It really is rather sweet to peak in on. There she is 5 years old, 'reading' her chapter books and making up the cutest stories as she turns through the pages of nothing but words. I can't wait until she can read them.

So, when I learned about the online program, Reading Kingdom, I was curious, would this be a tool that could help my daughter achieve her goal?

The program allows the child to start with mouse and keyboard training, which helps them improve their skills with the mouse and keyboard. If they only need to work on one or the other, they can elect to do keyboard only or mouse only. If your child is already comfortable with both the mouse and keyboard, they can skip this section altogether.

The program starts with a skills assessment, which helps determine the right place to start them in the program. For my son, who is older and already reading, it moved him to the second section. For my daughter, who is just learning to read, it put her into the first section to work on Seeing Sequences and Letter Land. In Seeing Sequences, the focus is on getting them to recognize and repeat sequences. Initially, the sequence (word) they need to match by clicking on the right letters below, stays on the screen. Then, later in the program, they are shown the sequence (word) and then it disappears and they select the letters. Letter Land slowly moves them through the keyboard, helping them to become more familiar and comfortable with the keyboard.

After completing Seeing Sequences and Letter Land, or if those sections are needed based on Skills Assessment, the next sections are increasing levels of Reading and Writing. In this section, it very systematically moves them through the process, introducing them to new words and teaching them the building blocks. With each section, there are more words and the words and stories become more complex.

Assuming your child does about 4-5 sessions per week, it will take several weeks to get through the different levels. I like that it takes the time to allow your child to become fully comfortable with each level, but I can tell you that for an eager child, they sometimes ask why they are still doing this and not the next thing. I told my daughter that the program is making sure that she has had plenty of practice so that she is fully ready for the next level. To encourage her to keep moving through the sessions, I encourage her to do a session of Reading Kingdom before playing other programs on the computer.

She is still in the early section, working on Seeing Sequences and Letter Land (she is 90% and 81% complete respectively), but I can already tell that this program, coupled with what her teachers are helping her learn at school is really getting her moving towards reading. The other night, she read a book to me. It was rather cool. One other day, she came into my room early in the morning and was asking about a box, you know a 'b' - 'o' - 'x'. Which I found to be cute. I look forward to her continued progress in her quest to learn to read.

After having my older son play with the program for a few weeks, I can say that if your child can read, that the program really isn't geared for them. He humored me and worked through a few sessions so that I could look at how the lessons evolved. He reads chapter books, so it seems reasonable that a learn to read program is not for him. I wanted to see, since he is 8 and the recommended range is 4 - 10 years old. If your child is not fully comfortable with reading, it would be a great reinforcement tool, but from my experience a child that reads chapter books is likely beyond the program.

The program sends a weekly update e-mail to the parent updating you on their progress. You can see how they are progressing and how they are doing in each section - Good Performance; Very Good Performance or Excellent Performance. I like that I get an update by e-mail, but that I can also go in at any time to see how they are progressing. As a parent, you also have the option to have them repeat the Skills Assessment. This might be a nice way to go back and confirm their progress as they complete more of the sessions.

"The Reading Kingdom is more than a phonics program. It’s an online reading program for children ages 4 to 10 that teaches six skills needed for reading and writing success. Created by Dr. Marion Blank, one of the world's top experts in literacy, the reading system is beloved by parents and has helped thousands of kids to learn to read."

The Reading Kingdom was created by literacy and education expert Dr. Marion Blank, the Director of the Light on Literacy program at Columbia University. It goes above and beyond the traditional phonics programs you may already know. The program teaches children learning skills using six key skills needed for reading and writing success.

- Most kids can do this online reading program on their own after just a few lessons
- It's fun and children enjoy doing it
- It's created by Dr. Marion Blank, one of the world's top experts in literacy
- It works with any other curriculum a child may be using
- It's the only program to offer customized online reading instruction for each child
- And, it's the only system that teaches all 6 skills needed for reading & writing success!


You can learn more, by checking out their website at www.readingkingdom.com. They have information about the program, sample lessons and more. You can also take a more hands on approach by signing up at Reading Kingdom and taking advantage of the free 30-day trial. After that, the program is just $19.99 / month or save money (20%) by subscribing for a full year at $199.99 / year. If you are a teacher, you can also check out a 30-day trial and contact them directly about pricing for using this program in your classroom.

You can also Like Reading Kingdom on Facebook and Follow them on Twitter.

No compensation was received for this post. A complimentary one year subscription was provided to Reading Kingdom in order that my children and I could experience the program. All opinions expressed are mine or that of my family.